DLF Pramerica Future Idols Gold

DLF Pramerica Future Idols Gold is an all new amazing plan which even in the nonattendance of the primary holder helps their child in getting continuous quality education as well as the facility of regularly scheduled payouts. The partaking endowment plans promises to take undue care of the youngster even when the primary policy holder is not present. The product has especially been designed to ensure the keen customers that their child‘s education will not suffer from school to his higher studies in any circumstances.

 

Key Benefits of DLF Pramerica Future Idols Gold

  • Being the premium customers, you are offered Comprehensive Protection wherein the child’s future and immediate needs are taken care of if the parents are no more.
  • In case, there is the death of the person whose life has been insured, the policy holders will get Enhanced Death Benefit wherein they will be paid Immediate, Recurring and Final Benefit.
  • The person whose life has been insured will be given the Wealth Accumulated through Bonus Additions at the time of maturity.
  • The niche customers are also offered tax benefits in accordance to 80C and 10 (10D) of tax laws.
  • 24*7 and 365 days of the year a cooperative team of experts is available to assist you in problems regarding products and services on Toll Free Number: 1800-102-7070.
  • Incase of the demise of the parent, the child will be given the below mentioned benefits:
    • Option A: 50% of the assured sum to take care of the immediate expenses+ Additions
    • Option B: 1.5% of the sum assured as monthly payouts till the policy comes to an end.
    • Option C: The remaining of the sum assured with the issuer will be paid at the maturity.

Eligibility Criteria of DLF Pramerica Future Idols Gold

  • Entry Age: Minimum: 18 Years, Maximum: 60 Years
  • Maximum Maturity Age: Minimum: 28 Years, Maximum: 70 Years
  • Policy term: Minimum: Minimum: 10 Years, Maximum: 25 Years
  • Premium payment term (PPT): Equal to PT
  • Payment Modes: Annual, Semi Annual, Quarterly and Monthly.
  • Minimum Sum Assured: Minimum: Rs 50,000, Maximum: Rs 2,00,00,000

DLF Pramerica Sahaj Suraksha Plan

The main feature of DLF Pramerica Sahaj Suraksha plan is that its a Long term protection product wherein the wealth accumalation and protection cover is valid till the age of 75 years.

Key features of the Sahaj Suraksha Plan from DLF Pramerica are:

  • Sahaj Suraksha provides for wealth accumulation by the accrual of benefits till the policy is in force
  • It is a long term protection plan as it provides a cover till the maximum age of 75 years. Most other plans have siginificantly lower max age slab
  • Payment modes of monthly, quarterly, half-yearly and yearly available
  • Limited premium payment term of 15 or 20 years
  • Basic death benefit along with bonuses (accrued bonus, interim bonus and terminal bonus)

Eligibility criteria for DLF Pramerica Sahaj Suraksha Plan :

Criteria

Minimum

Maximum

Entry age

18 years

55/60 years

Age at policy expiry

75 years

Sum Assured

Rs 1,00,000

No Limit. Subject to underwriting

Premium Payment Term

 15 years

(max maturity age 60 years)

20 years

(max maturity age 60 years)

  • Policy term – Entry Age to 75 years of age
  • Premium Paying Mode – Monthly, Quarterly, Half-yearly and Yearly 

DLF Pramerica Tatkaal Suraksha Gold

DLF Pramerica Tatkaal Suraksha Gold Plan is a savings plan from DLF Pramerica Life Insurance (DPLI). It is a traditional non-participating endowment plan, which guarantees the savings, the sum assured and the Annual Regular Additions  accrued.
Features of DLF Pramerica Tatkaal Suraksha Gold Plan are:

  • No medical requirements
  • Assured returns on the policy premia paid
  • Death Benefit : In case of death within the first year of policy, only 50% of the sum assured will be paid. For death of policy holder in year 2 or onwards, sum assured + accrued additions would be paid.
  • Maturity Benefit : Sum Assured + Cumulative accrued additions would be paid out
  • Annual Regular Additions(ARA) : Between 1st Apr 2013 and 31st Mar 2014, the ARA would be at Rs 51 for every Rs 1000 of sum assured. Once accrued, the annual regular additions become guaranteed additions for the policy holder.

Eligibility criteria for DLF Pramerica Tatkaal Suraksha Gold Plan :

 

Criteria Minimum Maximum
Entry Age 18 yrs 50 years
Maturity Age 70 years
Sum Assured Rs 50,000 Rs 10 Lakhs
Policy Term 15 years 20 years
Policy Payment Term 10 years for Policy term of 15 years 15 years for Policy term of 20 years